About LoanGuy Fintech

LoanGuy Fintech provides loan facilitation and application assistance services, helping borrowers understand, compare and navigate home loan, mortgage loan, loan takeover/balance transfer, and NRI loan options. LoanGuy Fintech is not a bank or NBFC and does not itself sanction or disburse loans.

Use of calculators and website content

Our EMI calculator, eligibility calculator, prepayment calculator, and balance transfer calculator provide indicative estimates only, based on the information you enter and publicly available or representative rate information. These results do not constitute a loan offer, sanction, or guarantee of approval.

No guarantee of approval or terms

Submitting an enquiry, using a calculator, or contacting LoanGuy Fintech does not guarantee loan approval, a specific interest rate, or specific loan terms. Final approval, interest rate, tenure, and disbursal are determined solely by the respective lender based on its own policies, credit assessment, and documentation review.

Accuracy of information

While we strive to keep rate information, charges, and content accurate and up to date, actual terms offered by lenders may vary and are subject to change without notice. Please confirm current rates and charges directly with the lender before making a decision.

Your responsibilities

You agree to provide accurate information when using our calculators or contact forms, and to independently verify any figures before relying on them for a financial decision.

Limitation of liability

LoanGuy Fintech shall not be liable for any loss or damage arising from reliance on estimates, content, or information provided on this website, or from decisions made by any lending partner.

Changes to these terms

We may update these Terms & Conditions from time to time. Continued use of our website after changes are posted constitutes acceptance of the revised terms.

Contact us

For questions about these terms, please reach out via our Contact page.