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NRI Home Loans

Buy property back home, from anywhere

Special home financing for NRIs, PIOs and OCIs — we coordinate documentation remotely and keep your resident POA informed at every step.

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Who Can Apply?

NRI home loan eligibility

NRIs

Non-Resident Indians with valid passport and visa.

PIOs & OCIs

Persons of Indian Origin and Overseas Citizens of India.

Employed Abroad

6+ months in current job, valid work permit.

Returning NRIs

Planning to return to India within 1–2 years.

Documents Required

NRI home loan document checklist

A single checklist covers every NRI applicant — there's no salaried/self-employed split here, since residency and overseas income documents apply the same way regardless of profession.

1 KYC, Residency & Immigration
  • Passport copies of all applicants
  • Address proof for both Indian and overseas addresses of all applicants
  • Visa stamped on passport / visa letter copyHighlight details of the last visit.
  • Valid work visa and/or work permit
  • PIO/OCI card for foreign citizens
  • Local contact person's details (as per annexure)
2 Employment & Applicant Profile
  • Latest employment contract
  • Salary slips for the latest 3–6 months
  • CV / brief profile of the applicant and co-applicant
  • Any other document supporting repayment capacity
3 Banking, Income & Credit
  • NRE/NRO bank account statements in India for the latest 6 months
  • Overseas bank account statements for the latest 6 monthsHighlight salary credits and rent paid.
  • Latest 6-month bank statement showing repayment track record of existing loan(s)
  • Latest income-tax return, if applicableForm W-2 in the US / P60 in the UK.
  • Credit bureau report
Property Documents

The standard applicable home-loan property documents remain the same:

  • Sale Agreement / Allotment Letter
  • Approved Building Plan
  • Title Deed & Chain Documents

Property-document requirements vary case by case. This is an indicative/basic checklist — not final or exhaustive.

Applying from abroad? We've got you covered

Check your eligibility and let us handle the rest, remotely.

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