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Home Loan

Finance your dream home at the right rate

Purchase, construction, renovation or plot + construction — get a rate matched to your CIBIL score, income and loan amount.

↑ Enter a loan amount to see your estimated EMI
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What We Finance

Every kind of home loan need

Purchase

Ready-to-move flats and independent houses.

Under-Construction

Properties from approved builders, disbursed in stages.

Self-Construction

Build on your own plot with stage-wise disbursal.

Renovation & Extension

Improve or extend your existing home.

Plot + Construction

Composite loan covering both plot purchase and building.

Balance Transfer

Move your existing home loan to a lower rate — see our Loan Takeover page.

Documents Required

What you'll need for a home loan

Pick how you're employed to see the exact list — the full breakdown, including business documents where relevant, is on our Document Checklist page.

1 KYC & Address Proof
  • Aadhaar Card
  • PAN Card
  • Passport-size photographs
  • Address Proof — any applicable document
Acceptable Address Proofs
  • Aadhaar Card
  • Passport
  • Municipal / Property Tax Receipt
2 Income & Financial Documents
  • Latest 6 months' salary slips
  • Latest 6 months' salary account bank statements
  • Latest 2 years' Form 16
  • Latest ITR / Income Tax Assessment documents, wherever applicable
3 Employment Documents
  • Present company's Offer / Appointment Letter
  • Latest Increment / Salary Revision Letter, if applicable
  • Previous company's Relieving / Experience Letter, if applicable
Property Documents — For Home Loan
  • Sale Agreement / Allotment Letter
  • Approved Building Plan
  • Title Deed & Chain Documents

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