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Know Your Loan

Find the Right Loan. With the Right Guidance.

We work with a carefully selected group of lending partners — not a mass marketplace — so every recommendation is genuinely suited to your profile, backed by focused, spam-free guidance from application to processing.

Personalised Loan Assistance Carefully Selected Lending Partners Transparent Guidance Free Eligibility Check
Why LoanGuy Fintech?

Your home loan, guided end to end.

We don't pass your lead and disappear. LoanGuy Fintech owns your entire loan journey — from login to disbursement — and stays with you long after.

1

Free Profile Assessment

We review your income, CIBIL, liabilities, and property — advising the right loan before you apply anywhere.

2

Soft CIBIL Check — No Score Impact

Soft enquiry only. Your score stays safe. We share exact eligibility before any bank login.

3

Best Lender Match & Rate Negotiation

We compare offers across our trusted lending partners and negotiate the best rate on your behalf.

4

In-House Document Processing

We collect, organise and submit everything. Legal checks, technical inspection — all handled end-to-end.

5

Disbursement & After-Sales

We stay until funds hit your account — then stay forever for statements, prepayment, and closures.

6

Original Document Return

We follow up until your property title documents are safely returned — something most agents never do.

Our Loan Products

One consultant, every loan option you need

🏠

Home Loans

For purchasing, constructing or financing a residential property.

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💼

Mortgage Loans

Explore financing options against an eligible property you already own.

Learn More →

🧩

Loan Takeover / Balance Transfer

Understand whether transferring your existing loan could be suitable for your situation.

Learn More →

🌐

NRI Loans

Loan assistance for eligible NRI borrowers purchasing property in India.

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Why Borrowers Choose Us

Built on transparency, not just approvals

💡

Clear Guidance

Understand the loan process before committing.

🔄

Multiple Options

Explore suitable lending options instead of relying on a single lender.

🔒

Transparent Process

Understand documentation, charges and important terms upfront.

🤝

Personal Assistance

Get support throughout the application process.

FAQs

Common questions

How much home loan can I get?
It depends on your net income, existing EMIs, CIBIL score, and employment type. Use our eligibility calculator for an instant, accurate estimate.
What documents are required for a home loan?
Identity and address proof, income proof (salary slips or ITR), bank statements, and property documents. See the full checklist on our Home Loan page.
Can self-employed people get home loans?
Yes. Self-employed professionals and business owners qualify using ITR, GST returns and business bank statements, with eligibility calculated slightly differently to reflect income variability.
How is EMI calculated?
EMI depends on loan amount, interest rate and tenure. Try our EMI calculator to see your monthly outgo instantly.
Is a mortgage loan the same as a home loan?
No — a mortgage loan (Loan Against Property) lets you borrow against a property you already own, for any purpose. A home loan is specifically to buy, build or renovate a home. See Mortgage Loan for details.

Not sure where to start?

Get a free, no-obligation consultation with a LoanGuy Fintech loan expert.

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