Why we exist

Here's what usually happens when you go looking for a home loan: you fill out a form somewhere, and within an hour your phone won't stop ringing. Five different people from five different banks, none of whom know your actual situation, all reading from the same script. You repeat your income and your CIBIL score five times. Somewhere in there, someone tells you what you want to hear just to get you to apply.

We started LoanGuy Fintech because that process is broken — not because borrowers are hard to help. Give us your income, your CIBIL score, and what you're trying to do, and we'll tell you honestly what you qualify for, what it'll actually cost, and whether it's even worth doing right now. Sometimes the honest answer is “wait six months and fix your CIBIL score first.” We'll still tell you that, because we're not paid more for rushing you into a loan today.

How we're actually different

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One dedicated contact, start to finish

You're not bounced between a sales team and a processing team and a “relationship manager” you've never spoken to. One person owns your file.

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We'll tell you when a loan doesn't fit

If the numbers don't work in your favour, we say so — even when that means we don't earn anything from you today.

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You see the fee breakdown before you apply

Processing fee, legal charges, MODT, stamping — spelled out upfront, not discovered in the sanction letter.

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We follow up until your documents are back

Most agents disappear after disbursement. We don't consider the job done until your title documents are actually returned.

What we help with